Privacy Policy

1. Information We Collect

We may collect various types of information, including:

• Personal Information: Name, email address, phone number, ZIP code, property type, estimated loan amount, and mortgage preferences.
• Device Information: IP address, browser type, access times, pages visited, and referring URLs.
• Cookies: We use cookies and similar tracking tools to enhance user experience and collect data about your interactions with the site.

2. How We Use Your Information

Information you provide may be used for the following purposes:

• To process your loan requests and connect you with lenders.
• To provide customer support and respond to inquiries.
• To send you newsletters, mortgage tips, rate alerts, and promotional content if you've opted in.
• To personalize your experience and deliver relevant loan options.
• To analyze and improve our services and website performance.

3. Sharing of Information

We may share your personal information with trusted third parties including:

• Mortgage lenders and brokers who can fulfill your loan requests.
• Technology providers that assist us in running the website and providing services.
• Marketing partners (if consent is provided) for sending promotional materials.
• Legal or regulatory authorities, if required by law.

4. Your Consent and Choices

By submitting your information through our forms or newsletter signup, you consent to receive communications from us. You may opt-out at any time by clicking the "unsubscribe" link in any of our emails or by contacting us directly. You also have the right to:

• Request access to your personal data
• Correct or delete your personal information
• Restrict or object to data processing

5. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law. Once your information is no longer needed, we will securely delete or anonymize it.

6. Data Security

We implement administrative, technical, and physical safeguards to protect your personal data from unauthorized access or disclosure. These include encryption, firewall protection, and limited internal access. While we strive to protect your information, no transmission over the internet can be guaranteed to be 100% secure.

7. Cookies and Tracking

Cookies are small data files stored on your device. We use them to understand how users interact with our website, remember user preferences, and enhance performance. You can set your browser to refuse cookies, but some site functionality may be affected.

8. Third-Party Websites

Our website may contain links to other websites that are not operated by us. We are not responsible for the privacy practices of third-party websites. We encourage you to read their privacy policies before providing any personal information.

9. Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If we become aware that a child has submitted personal information, we will take steps to remove it.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes are made, we will revise the "last updated" date. We encourage you to review this page regularly for any updates.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

• Affordable Mortgage Club
• 2400 Main Street, Suite 200, Irvine, CA 92614
• Phone: +1 (949) 555-7832
• Email: info@affordablemortgagehub.com