Terms and Conditions

Welcome to Affordable Mortgage Club, operated via affordablemortgagehub.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read these terms carefully. If you do not agree to these terms, you should not use this website or our services.

1. Eligibility

You must be at least 18 years of age and capable of entering into legally binding contracts to use this website. By using our services, you represent and warrant that you meet all the eligibility requirements stated herein.

2. Use of Our Website

You agree to use this site only for lawful purposes and in accordance with these Terms. Prohibited uses include but are not limited to:

  • Violating any applicable local, state, national, or international law.
  • Sending unsolicited advertising or spam.
  • Impersonating Affordable Mortgage Club or anyone else.
  • Attempting to gain unauthorized access to any portion of the site or our services.

3. Services Description

Affordable Mortgage Club provides informational and referral services related to mortgage loans, including rate comparisons, educational content, and lead generation for mortgage professionals. We do not originate loans, make credit decisions, or issue loan commitments directly.

4. Accuracy of Information

We strive to ensure all information on our website is accurate, complete, and up-to-date. However, Affordable Mortgage Club does not warrant that all content is free from errors or omissions. It is your responsibility to verify information before making financial decisions.

5. Third-Party Content

The site may contain links to third-party websites or services that are not owned or controlled by Affordable Mortgage Club. We assume no responsibility for the content, policies, or practices of any third-party websites.

6. Intellectual Property Rights

All content and materials on this website, including text, graphics, logos, icons, and software, are the property of Affordable Mortgage Club or its content suppliers and are protected under applicable intellectual property laws. You may not use any content from the site without express written permission.

7. Disclaimer of Warranties

This site and its content are provided "as is" and "as available" without warranty of any kind, either express or implied. Affordable Mortgage Club disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Affordable Mortgage Club shall not be liable for any damages arising from your use of or inability to use the website or services, including but not limited to indirect, incidental, punitive, or consequential damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Affordable Mortgage Club, its officers, employees, agents, and affiliates from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the website or violation of these Terms.

10. Termination

We reserve the right to terminate or suspend your access to the website or services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties.

11. Governing Law

These Terms and Conditions are governed by the laws of the State of California. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Orange County, California.

12. Modifications to Terms

We may revise these Terms and Conditions from time to time. When we do, we will post the updated version on this page. Your continued use of the website after changes are posted signifies your agreement to the new terms.

13. Contact Information

For questions about these Terms and Conditions, please contact us:

  • Affordable Mortgage Club
  • 2400 Main Street, Suite 200, Irvine, CA 92614
  • Phone: +1 (949) 555-7832
  • Email: info@affordablemortgagehub.com